Honda Motorcycle and Powersports Financing

When you pair a Honda motorcycle or powersports product with Honda Financial ServicesSM (HFS), you get the thrill of the open road paired with the stability of Honda-quality financing. So when it’s time to make your next purchase, it’s a smart idea to keep it all in the family—the Honda family.


HFS offers installment financing for all new and used1 Honda motorcycle products sold through Honda dealers:

  • Terms from 24—72 months for new units and up to 60 months for used units
  • 90-day deferred first payment, 60-day no interest option for new product financing
  • Additional financing for accessories and protection plans
  • Live customer support

Honda Graduate Program

If you’re a recent or soon-to-be college graduate, HFS has a program just for you. The Honda Graduate Program2 offers grads special financing on new and used Honda motorcycles, scooters, ATV and off-road vehicles. You don’t need a co-signer and it’s a great way to start building credit. Download the brochure to learn more.

Honda Graduate Program

Honda Care GAP


Honda Care GAP

In the unfortunate event your motorcycle or powersports product gets stolen or deemed a total loss in an accident, HFS provides Honda Care® Guaranteed Asset Protection3 (GAP), which can cover the gap between what the insurance policy covers and what you still owe on the unit, up to $35,000. You can even include the cost of GAP in your monthly payments, making GAP easy, convenient, and affordable. Download the brochure to learn more.

HondaCare Protection Plans

HFS provides financing for HondaCare Protection Plans, which offer the security of extended service agreements and roadside assistance created and backed by American Honda Motor Co., Inc.

Click here to learn more.


Honda Genuine Accessories are designed specifically for your Honda and have the same quality and durability that you’ve come to expect from the Honda brand. You can even include the cost of your accessories into your monthly payments.

Click here to learn more.

Apply for Credit

Click here to apply online or print a blank application to fill out and bring to your Honda motorcycle dealer.

Visit your Honda motorcycle and powersports dealer and ask for Honda Financial Services by name.

  • 1Excludes personal watercraft
  • 2The Graduate Program is limited to the 48 U.S. contiguous states, Alaska and Hawaii.
  • 3GAP is not available on personal watercraft or marine products nor in Montana, Nevada, New York, Oregon and Texas.

Ready to Apply?

Apply for Credit Pre-Approval

Apply Online Download a Pre-Approval Application