11.20.2009 What are joint applicants? What is a co-signer? Do joint applicants or co-signers need to fill out separate applications? Once I complete a credit application online, where do I go to find out if I've been approved? Can I apply for credit online for a non-Honda vehicle? What are joint applicants? Joint applicants, also called co-applicants, are individuals who apply together for credit and will have equal use of the vehicle. Top of Page What is a co-signer? A co-signer, according to Federal and state law, is an individual who signs a contract agreeing to be responsible for the payment of a debt, but does not have use of the vehicle. A co-signer is used most often in cases where the applicant has minimal or no credit history. Top of Page Do joint applicants or co-signers need to fill out separate applications? No, you may use one credit application. Top of Page Once I complete a credit application online, where do I go to find out if I've been approved? You can check your application status from the "Planning" section of HondaFinancialServices.com. Top of Page Can I apply for credit online for a non-Honda vehicle? No, applying for credit online applies to Honda vehicles only. Top of Page ©2009 American Honda Finance Corporation. Honda.com Privacy Policy. Terms and Conditions.